& Lost Coast Properties
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Stop by to schedule viewings to open houses in Humboldt County at Garberville, CA, or use our quick search and contact us with the submission form regarding your interests and one of our agents will get back to you.
We've also compiled a glossary of relevant real estate information for Garberville, CA, and surrounding areas, that can answer a lot of questions you may have when searching for properties in the coastal Northern California area.
Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.
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Have These Items Ready When You Apply For a Loan
It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alternate documentation has become more widely used. Alternate documentation means that underwriting answers can be obtained with information supplied directly from the borrower instead of waiting around for verifications to come back in the mail.
The following is required for most standardized loans as part of alternate documentation processing. Items may differ according to whether your loan is a conforming (Fannie Mae or Freddie Mac), non-conforming (jumbo) loan, government loan, or a portfolio loan.
Verifications are still mailed out, but usually as part of quality control procedures.
These are the things you need to supply to your lender to get a quick approval using alternate documentation
Stop by to schedule viewings to open houses in Humboldt County at Garberville, CA, or use our quick search and contact us with the submission form regarding your interests and one of our agents will get back to you.
We've also compiled a glossary of relevant real estate information for Garberville, CA, and surrounding areas, that can answer a lot of questions you may have when searching for properties in the coastal Northern California area.
Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.
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